Cookie Policy

Last updated: 12 February 2026

This Cookie Policy explains how velvetstreamerau.com uses cookies and similar technologies, and how we operate Google Consent Mode v2 to make sure no advertising or analytics tracking happens before you give us permission.

1. What cookies are

Cookies are small text files stored on your device by your browser. They allow a website to remember things between page loads — your language preference, for example, or whether you have already dismissed our cookie banner. Some cookies last only for the current session; others persist for a defined period.

2. How Google Consent Mode v2 works on this site

Before any Google scripts execute on velvetstreamerau.com, we set Google Consent Mode v2 defaults to 'denied' for ad_storage, ad_user_data, ad_personalization, analytics_storage and personalization_storage. Only functionality_storage and security_storage are granted by default, because they are required for the site to operate safely. This means no advertising or analytics tracking starts on your first visit. When you interact with our cookie banner, we update the relevant consent signals with gtag('consent', 'update', { ... }) and push an event named 'cookie_consent_update' to the dataLayer so our tooling can react to your choice.

3. The categories of cookies we use

Strictly necessary — required for navigation, secure form submission and remembering your language and cookie preferences. These are always active and cannot be disabled. Analytics — anonymous, aggregated measurement of how the site is used; activates only with your consent. Advertising — measures whether you arrived from one of our Google Ads campaigns and supports remarketing; activates only with your consent. Personalisation — tailors content and ads to your interests; activates only with your consent.

4. Specific tools and providers

Google Ads (AW-18064110603) — used to measure ad performance and, with your consent, to support remarketing. Subject to Google's Ads Data Processing Terms. Google Analytics 4 — used, only if you have granted analytics consent, to understand which pages are useful and which are not. IP addresses are anonymised. Our own first-party preference cookie — stores your cookie banner choice in localStorage so the banner does not reappear unnecessarily.

5. Managing your preferences

You can change your choices at any time by selecting 'Cookie settings' in the footer of every page. If you clear your browser storage, the cookie banner will reappear on your next visit so that you can make a fresh choice. You can also block or delete cookies directly in your browser's settings.

6. Do Not Track and Global Privacy Control

We currently treat a Global Privacy Control (GPC) signal as a request to reject all non-essential cookies on the visit it arrives with. We do not act on legacy Do Not Track headers, which are no longer standardised.

7. Updates to this policy

We may revise this Cookie Policy when we add or remove cookies, change tooling, or when regulators issue new guidance. Material changes are reflected in the 'last updated' date above. Continued use of the site after a change constitutes acceptance of the revised policy in respect of strictly necessary cookies; non-essential categories always require fresh consent.

velvetstreamerauadvisory · AU

Velvetstreamerau is an independent Australian financial literacy and household-support advisory. We are not a government agency. We help individuals, families and small-business owners understand the Australian public-support landscape and access the programs they are genuinely entitled to.

ABN registeredTPB recognised practicePrivacy Act 1988 compliant

Contact

Legal & registration

  • Trading name: Velvetstreamerau (operated by Velvetstreamerau Advisory Pty Ltd)
  • ACN: 627 481 053
  • ABN: 41 627 481 053
  • Registered tax (financial) advisory practice · TPB Registration No. 25 487 921
  • Corporate Authorised Representative · AFSL Reference No. 504 716 (Authorised Rep. No. 001 287 433)
  • Regulated by ASIC under the Corporations Act 2001 (Cth)
  • Privacy regime: Australian Privacy Principles, Privacy Act 1988 (Cth)
  • Jurisdiction & governing law: New South Wales, Commonwealth of Australia
  • Year of incorporation: 2018 (Sydney, NSW)
  • Professional Indemnity Insurance: $2,500,000 (renewed annually with Vero Insurance Ltd)

Velvetstreamerau is not a government department, agency or representative of the Commonwealth of Australia, the Australian Taxation Office, Services Australia or any state agency. The information provided on this website is general in nature and does not constitute personal financial, legal or tax advice. Eligibility for government payments, grants, rebates and tax offsets is always determined by the relevant authority based on your individual circumstances.

© 2018–2026 Velvetstreamerau Advisory Pty Ltd. All rights reserved.